What is a PRA? A PRA is the annual amount a Member Household is responsible for before medical bills can be approved for sharing.
Primary Responsibility Amount (PRA) is the dollar amount a Household must pay toward their own Eligible Medical Bills during a 12-month period before their Eligible Medical Bills can be published and shared by the membership. The PRA 12-month period begins on the Membership Date.
Members do not have deductibles. Instead, our members have a Primary Responsibility Amount (PRA).
The PRA options are as follows:
- $1,000 (65 years and older only)
- $2,500
- $5,000
- $7,500
- $10,000
The PRA applies only to Eligible Medical Bills. After the PRA has been met, and the co-share is applied, all Eligible Medical Bills will be submitted for sharing for the entire household.